Program design

Launch faster with the right sponsor bank, technology, and support team.

MBS helps fintechs, payment companies, software providers, and global businesses launch and scale through sponsor bank partnerships, embedded banking technology, operational support, compliance expertise, and curated financial infrastructure.

  • Embedded Banking Playbook
  • Personalized recommendations
  • Strategy session included

What you'll receive

Included free The Embedded Banking Playbook $19.95 Free · 194 pages
  • Recommended sponsor bank partners
  • Technology recommendations
  • Compliance considerations
  • Operational readiness review
  • Product and service recommendations
  • Follow-up strategy session

Supporting banking & payments programs across

Deposit accounts Debit cards Payment acceptance Treasury services Cross-border payments Embedded banking Commercial banking International programs
Embedded Banking book cover, by Brian D. Murrow

Included free

Get a free copy of our 194-page Embedded Banking Playbook

This isn't a teaser e-book. Written by founder Brian D. Murrow, it's the full playbook our team uses to design, launch, and scale bank-fintech programs — sponsor banking, compliance, payments, treasury, and partnership governance.

  • 194pages
  • $19.95value on Amazon
  • Freewhen you complete the questionnaire

Answer a few questions about your program and download the PDF instantly.

The problem

Most companies don't need a bank. They need a complete solution.

Finding a sponsor bank is only one piece of launching successfully. Companies also need the technology, operations, and expertise to run the program.

MBS helps bring all of these components together.

  • Proven technology
  • Operational support
  • Compliance guidance
  • Reconciliation expertise
  • Product specialists
  • Vendor selection support
  • Long-term relationship management

Why MBS is different

More than introductions

Most firms stop after the introduction. We stay involved throughout the lifecycle of your program.

01

Sponsor bank strategy

  • Sponsor bank matching
  • Warm introductions
  • Banking strategy
  • Multi-bank planning
02

Technology platform

  • Embedded financial services
  • Integration support
  • Banking infrastructure
  • Payments capabilities
03

Operations & compliance

  • Daily operational support
  • Compliance analysts
  • Reconciliation assistance
  • Program management
04

Growth & expansion

  • Relationship management
  • Product expansion
  • Geographic expansion
  • Additional banking partners

Beyond the introduction

A team behind every program

Our specialists work alongside clients every day.

Unlike referral networks or consultants that disengage after making introductions, MBS supports clients through:

Operational support

Compliance coordination

Reconciliation assistance

Program implementation

Issue escalation

Bank communications

Vendor management

Strategic growth planning

Our team becomes an extension of yours.

How we work

From strategy to scale

1

Understand your business

We assess products, customers, geographies, growth plans, risk profile, and operational requirements.

2

Design the right solution

We identify the right banking partners, technology, payment rails, treasury solutions, and supporting providers.

3

Launch and operate

Our operations and compliance professionals support onboarding, implementation, reconciliation, and day-to-day program management.

4

Scale

Expand into new products, payment capabilities, countries, and banking relationships as your business grows.

Capabilities

A curated financial infrastructure ecosystem

Vetted providers and capabilities, coordinated into one program — not a vendor list to manage on your own.

Banking

Sponsor banking Deposit accounts Debit cards Treasury services

Payments

ACH RTP / FedNow Payment acceptance Cross-border payments FX

Risk & infrastructure

KYC providers Fraud solutions Ledger platforms Compliance solutions
  • Multiple banking options
  • Backup growth paths
  • Product flexibility
  • Geographic flexibility
  • Continuity when bank appetites change
  • Expansion opportunities as you scale

Multi-bank advantage

Reduce concentration risk. Increase optionality.

Most providers rely on a single sponsor bank. MBS works through a diversified network of bank partnerships — so your program has options on day one and a path forward if a bank's appetite changes.

From our playbook: Bank matchmaking that sticks →

Our credentials

Why companies work with MBS

The team

Operators, examiners & auditors

Senior banking, compliance, risk, and payments professionals — including former CAEs, CCOs, and CROs — with decades inside financial institutions and regulatory bodies.

Meet the leadership team
The book

We wrote the book on embedded banking

Embedded Banking: Unlocking Growth through Strategic Bank-Fintech Partnerships, by founder Brian D. Murrow — the operating model behind every MBS program.

See it on Amazon
The playbook

Our methods are published

Bank matchmaking, third-party risk, flow of funds, and pilot runbooks — the practices we apply to every program, shared openly.

Read the playbook

Get started

Let's discuss your banking & payments strategy

Whether you're launching a new program, expanding internationally, adding embedded banking capabilities, or evaluating new sponsor bank options, MBS can help chart the right path.

A short questionnaire · Free · No commitment — plus our 194-page Embedded Banking Playbook, a $19.95 value.

Are you a U.S. chartered bank? Become a bank partner →